Harry Hinkle is one lucky guy! When he's accidentally clobbered by a 220-pound halfback, all Harry suffers is a slight concussion. All, that is, until Whiplash Willie, a legal scoundrel of the first order, arrives on the scene! For if Harry follows shyster Willie's advice and feigns a crippling injury, the two charlatans can split a cool million in phony insurance claims. But can Willie's world-class finagling dispel those ominous words that lie within the fortune cookie on Harry's hospital plate?